can you get a french mortgage for property in th UK ?

October 29th, 2009 | Tags: , , ,
french property
stdaveuk asked:



The french mortgage for uk property.


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  1. genghis41f
    October 31st, 2009 at 02:52
    Reply | Quote | #1

    No, as you’re not in France.You pay British mortgage rates as you are in Britain.

  2. Bapboy
    November 2nd, 2009 at 10:12
    Reply | Quote | #2

    The mortgage rate is based on the base rate that is inherent to the country that you’re in. And in the UK, it keeps on going up. However, let me know if you find out otherwise, getting round it like that would otherwise be genius!

  3. Graham I
    November 4th, 2009 at 10:37
    Reply | Quote | #3

    You might be able to if you also owned a property in France (ie if your UK house was a holiday house). The financial regulations of each country differ, and therefore financial institutions have to be registered in that particular country in order to offer certain financial services. The issue with a mortgage, for example, is that if a French bank lent to you, they wouldn’t be able to repossess a UK house in the event of non-payment. If the mortgage was guaranteed on a french property, of course, there wouldn’t be a problem.

  4. j_emmans
    November 5th, 2009 at 10:44
    Reply | Quote | #4

    Your second home can be bought in england by cash from a french mortage tied to a french home.